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EOR Cost Calculator

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Published Jan 17, 2026 · Updated Aug 29, 2026

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Estimated Costs

Employee net pay (monthly)

$6,065

Employee taxes (monthly)

$1,935

Employer statutory burden (monthly)

$732

Total employment cost (monthly)

$9,232

Employee gross-to-net breakdown (annual)
Employer total cost breakdown (annual)

Assumptions data as of: Feb 2026 • US federal single-filer style bands and common payroll taxes (FICA + FUTA/SUTA estimate). State and local taxes excluded.

Note: Estimates only, not legal or payroll advice. Country tax and contribution rules are simplified and may differ by region, employee profile, benefit plan design, and payroll setup.

What this EOR cost calculator includes

Most EOR pricing pages show the management fee. This tool models the full employer-side stack so you can compare providers on the same salary and country before procurement. Use it when finance asks for all-in cost per seat, not list price per employee.

Cost layer In this calculator? Typical range
Gross salary Yes Your input
Employer statutory contributions Yes ~6% (US) to ~80% (Brazil) of gross
EOR management fee Yes (50 providers) $49.99–$800/mo list
FX markup on payroll Yes (default 3%) 0.5%–3% buried in rates
Security deposits No 1–2 months gross per hire
Setup, visa, offboarding No $200–$2,000+ per event

Deposits and pass-through fees are why two providers with the same $599/mo quote can diverge by $10K+ in year one. See the EOR cost guide for deposit and FX math, or the full provider pricing table for list fees.

How to compare all EOR providers on one salary

  1. Set country and gross salary to match your offer letter or budget scenario.
  2. Switch the provider dropdown to load each reviewed provider's published fee. No need to re-type salary.
  3. Read total employment cost, not net pay. Net is for the employee; TCO is what finance approves.
  4. Toggle monthly vs annual and USD/EUR/SGD to match how your CFO models headcount.
  5. Export PDF and attach it to your shortlist memo before you sign.

At 10 seats, a $150/mo fee gap is $18,000/year before FX and deposits. That is why side-by-side comparison on identical inputs beats reading 50 separate pricing pages. Shortlist finalists in the EOR comparison library after you narrow the field here.

Worked example: $8,000/month in the United States

A US hire at $8,000/mo gross with Deel at $599/mo shows how fee-only math fails. Employer FICA and FUTA add roughly 9% on top of gross before the EOR fee. Add $599/mo management fee and 3% FX markup, and total employer cost lands around $9,571/mo, not $8,599.

  • Gross salary: $8,000/mo
  • Employer statutory burden: $732/mo (~9% of gross)
  • Deel management fee: $599/mo
  • FX markup (3%): $240/mo
  • Total employment cost: $9,571/mo (plus deposits and one-time fees not modeled)

Full US payroll context: United States hiring guide. Deel pricing detail: Deel review or Deel vs Remote.

Employer burden beats provider fees in most countries

On $8,000/mo gross with a $599/mo Deel fee, country statutory load drives total cost more than the EOR fee. France and Brazil employer contributions can exceed the management fee by 5x. India and the US flip that ratio. Model your actual hiring countries before you optimize for the cheapest per-seat fee.

Country Employer burden (% of gross) Total monthly cost at $8K gross*
France ~42% €12,199
Brazil ~30% R$11,239
Mexico ~28% MX$11,039
Germany ~18% €10,314
India ~18% ₹10,304
Singapore ~14% SGD 9,995
United Kingdom ~14% £9,943
United States ~9% $9,571

*Includes $599/mo Deel fee. FX markup (3%) applies in the live calculator when payroll currency differs from display currency. Pick your country in the calculator above for exact breakdown lines. Country-specific picks: best EOR by country.

Hidden EOR costs this calculator surfaces (and what it skips)

Included: employer social taxes, income tax bands on the employee side, published management fees, and a conservative 3% FX assumption. These are the line items providers bury in exchange rates or pass-through payroll.

Not included: security deposits, visa sponsorship, benefits admin markups, contract amendments, premium support tiers, and termination processing. A two-month deposit on $8,000/mo gross is $16,000 in working capital per hire before anyone starts. Read hidden EOR costs for the full checklist.

How to use this calculator before procurement

Use this calculator to shortlist viable EOR options before procurement. If a provider-country combination is already above budget in this model, final EOR quotes usually increase once implementation, visa handling, onboarding overhead, and support-tier pricing are included.

The sequence is simple: estimate total employment cost here, shortlist 2–3 EOR providers, then validate commercial terms against the same hiring plan. Teams that skip this step often negotiate on headline monthly fees while missing the line items that drive real total cost.

What to validate before signing

  • Run three scenarios: base case, +10% buffer, and +15% buffer. Do not approve annual budget on a single point estimate.
  • Compare fee deltas at real headcount: at 20 employees, even a $150 monthly fee gap is $36,000 per year before FX and add-ons.
  • Stress-test FX impact: if payroll is cross-currency monthly, model 3–4% on top of your base assumption and treat it as an operating cost, not noise.
  • Confirm legal accountability: validate who carries payroll and employment risk in your top countries, especially for termination disputes and tax filings.
  • Price the non-obvious items: ask for implementation, offboarding, contract amendments, and premium support fees in writing before signature.
  • Check scale behavior: test pricing and support quality at current headcount and at 2x. The cheapest provider at 5 employees is often not the cheapest at 25.

Quick rule of thumb

For multi-country hiring under 10 employees, speed and compliance coverage usually matter more than small fee differences. Once you are scaling in one country and headcount stabilizes, unit economics start to favor local entity options. Use this calculator to spot that inflection point early so you do not renegotiate your operating model under pressure. Entity math: EOR vs entity guide.

Use this output to build a shortlist, then compare finalists with the EOR comparison library, pricing table, and country hiring guides before finance approval. Vendor selection framework: how to choose an EOR.

EOR cost calculator FAQ

Is this EOR cost calculator free?

Yes. Model total employment cost across 86 countries and switch between 50 reviewed providers without signing up. Export a PDF for finance review. Figures are directional planning numbers, not a payroll quote.

Can I compare every EOR provider on the same salary?

Yes. Pick a country and gross salary, then switch the provider dropdown. Each option loads that provider's published fee from our review data. At $8,000/mo gross, a $150/mo fee gap is $1,800/year per seat before FX and deposits.

What hidden EOR costs does this calculator include?

Employer statutory contributions, the management fee, and a default 3% FX markup on gross salary. Deposits (often 1–2 months of salary), visa fees, setup, offboarding, and benefits markups are not modeled. Those are the costs that make a $199/mo quote look cheap in year one.

How do I calculate the total cost of employment when using an EOR?

TCO here is gross salary plus employer statutory contributions plus EOR management fee plus FX markup. Deposits, visas, and offboarding are excluded. An $8,000/mo gross US hire with a $599 fee is not $8,599; employer FICA/FUTA and the default 3% FX sit on top. Treat the output as a planning floor, then get a quote.

How do I calculate the total monthly cost of using an EOR?

Monthly TCO is gross monthly pay + monthly employer on-costs + monthly provider fee + 3% FX on gross (default). Deposits are not included. Switch the provider dropdown to compare fees on the same salary and country. At 20 employees, a $150/mo fee gap is $36,000/year before add-ons.

What is the true cost of an EOR?

The management fee is the visible line. True cost is salary + employer taxes/social charges + fee + FX + deposits (often 1–2 months of salary, not in this model) + setup/offboarding. A $199/mo EOR with 3% FX and a two-month deposit can cost more in year one than a $599/mo fee with no deposit.

Does this EOR cost calculator include employer taxes and EOR fees?

Yes. Statutory employer contributions come from country assumption tables. Provider fees come from review frontmatter, or a custom fee you type. Default FX is 3% of gross. Net pay on the employee side is shown separately and is not employer TCO. Figures are directional, not a payroll engine.

Are these numbers exact payroll outputs?

No. Tax bands, contribution caps, and benefits are simplified. Region, visas, and 13th-month pay can move the number. Run three scenarios (base, +10%, +15%) before you lock a headcount budget. The signed quote plus your tax advisor is the final number.

How do enterprises calculate total cost of ownership for global payroll vendors?

Same stack, times headcount, times 12, plus implementation and FX. At 1,000+ employees you also price audit controls and vendor consolidation. This calculator is the per-employee building block. Multiply it, then add deposits, visas, premium support, and entity-versus-EOR conversion costs.

For entity-versus-EOR timing, see the EOR vs entity guide. For fee line items, see hidden EOR costs and the EOR cost guide.